XPP Licenses and Compliance

At Xperience Pay, we prioritize creating a safe and secure environment for everyone using our platform. We are committed to working closely with regulators worldwide to ensure compliance with all relevant financial regulations. Currently, Xperience Pay proudly holds a comprehensive range of licenses, including the Money Service Business (MSB) license and Money Transmission Licenses (MTL) across numerous states in the US.

FinCEN Registered Money Services Business (MSB)

Xperience Pay is registered with the Financial Crimes Enforcement Network (FinCEN) as an MSB. This demonstrates our commitment to adhering to anti-money laundering (AML) and Know Your Business (KYB) regulations. These regulations help to prevent illegal activity and ensure the legitimacy of our users.

AML Compliance: We implement robust AML programs to deter money laundering and other financial crimes.

KYB/KYC Procedures: We conduct thorough Know Your Business/Know Your Customer (KYB/KYC) checks to verify the identity and legitimacy of both businesses and individual users.
Widespread Money Transmitter Licenses (MTL)

Xperience Pay holds MTLs in 45 US states. These licenses authorize us to facilitate money transmission activities within those jurisdictions, ensuring we comply with state-specific regulations for financial services. This allows us to serve a broad customer base across the United States. Please note that MTL regulations may vary slightly from state to state.

XPP Licenses and Compliance

FinCEN Registered Money Services Business (MSB)

Widespread Money Transmitter Licenses (MTL)

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